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2A

Mid-Tenn Homes

--November 7, 2018-November 20, 2018

LAND & LOTS & COMMERCIAL PROPERTIES FOR LEASE OR SALE

0ShortSpringsRd :

11.93acres inRE Lee schooldistrict.Development opportunity.$300's.

Lots 1,5 -OldTullahoma-ShelbyvilleRd:

5 residential tracts ranging in size from 5 acres-6.2

acres inMooreCounty.$45,000-$56,000.Perkedwith some restrictions.

107 LedfordMillRd.

-Office Building - $400's sf. - semi furnished-$400's or $3000/mo.

AllCreekstone lotspriced at $25,000

315NWAtlanticSt:

6000 sf available forLease/$4660/month - could subdivide

2284N JacksonSt:

Vacant land --1.87acres-citywater/seweravailable-candivide

2228N JacksonSt:

2.52 acres ofundeveloped landon

NJacksonSt.City

water/seweravailable.$250's

400N JacksonSt :

0.380acres, 5000SqFt.FormerlyTullahomaTire andBrake,TirePro.$295,000

0Setters LnW:

0.830 acres.Beautifulwooded lakefront loton LakeTullahoma.$99,900

108Princeton Ln Lot 5:

0.570 acres.Beautifulbuilding lot ingreat subdivision located close to town.$24,500

0WardsChapelRd:

3.980 acres.Beautiful secluded land located in theNormandy Lake area.$39,500

1ShortSpringsRd:

50.000 acres.ACREAGE! InTullahoma city limits inRobertE LeeSchoolDistrict.$935,000

41 ThreeForksBridgeRd:

41 acres.Beautiful farm, restricted, 15min toTullahomaorShelbyville,nearNormandyLake.$339,700

6RileyCreekRd

,NormandyTN 37360 6.010Acres,0SqFt .$87,500

468 JDNeilRd

-nice bldg lot.$15K

0Craighead -$42,800

9(5< 35,9$7( /2&$7,21

1(: &216758&7,21

197 Riddle Road

3BR/3BA house on 6 acres with finished

basement, 42x20 salt water pool, open kitchen,

den, covered deck/patio, utility room, concrete

driveway, 30x50 shop/garage. Minutes from

Tullahoma or Winchester. Very private location.

Priced in the $280's.

49 Rebecca Lane

BONUS ROOM and 3 ROOMS THAT COULD

BE USED AS BEDROOMS, PRICED TO SELL!

Prefinished hardwood flooring, custom

cabinets, tile, stainless Whirlpool appliances,

patio, walking distance to Elementary School,

and much more! Don't miss out on this home!!

$150's

1(: &216758&7,21

-(11,1*6 32,17 6 '

432 Noblitt Ln

New construction, 3 BR, 2 BA home, custom

cabinets, stainless Whirlpool appliances,

hardwood, custom tile, patio. $140's

House will be similar to picture in this ad.

204 Jennings Circle

Nice 3BR/2BA home located in Jennings Point,

lots of hardwood and tile, vaulted ceiling

in Great Room, double vanities in master

bathroom, deck, RE Lee school district, privacy

fence, gas log fireplace, concrete driveway. Must

see!! $160's.

6RXWK -DFNVRQ 6W 7XOODKRPD 71

Harton Realty Company

www.hartonrealty.com

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%5 %$ 6)

%5 %$ 64)7

111 4th Ave S

New construction near Nissan Decherd

plant, stainless appliances, custom cabinets,

hardwood and tile throughout. Located in

Franklin County and priced to sell in the $130's.

560 Parkway Rd

Renovated home situated on a park like setting

outside of city limits ...... Many unique features

inside and outside! In-ground pool, cabana,

detached 3 bay garage with workshop. Many

unique areas inside and outside!

Priced in the 460's

%5 %$ a 0$67(5 68,7(6

109 Woodridge Drive

4BR/3BA brick home situated on a large

corner lot! Offering 2 Master BR suites - one

up & one down. Open Living Room, Dining,

Kitchen areas. Utility Rm offers cabinetry

for storage. Spacious 2 car garage. Covered

front porch. Backyard offers patio, storage

bldg & dog pen. $160's

1(: &216758&7,21

5$5( ),1' 21 $&5(6

33 Willow Pointe Dr

4BR, 2 Full BA, 2485 SqFt. Beautiful brick hm

(2006) on 1.34 acres, 2800 sq ft of immaculate

garage (5 car) /workshop space, 40x18 Carport

for RV, roof, NEW HVAC, vaulted ceilings, gas log

FP, wood/tile floors, granite & tile back splash in

kitchen,3-covered porches, lg sun rm attached by

covered porch, 19x15 covered patio. $340’s

%5 %$ &$5 *$5$*( :25.6+23

400 Normandy Road

Soaring ceilings, hardwood, granite, many

architectural details, outside kitchen, 3

fireplaces, natural creek, workshop, pond with

terrace, dozier house, open barn, hay barn. Way

too many amenities to list here! $2,495,000.

Qualified Buyers only!

(;48,6,7( (67$7(a $&5(6

51 Regalwood Dr

Amazing 4 BR/2.5 BA Smart home with

convenient location, remodeled kitchen w/

granite, fireplace in MBR, and in LR, crown

molding, chair rail, recessed lighting, multiple

trey ceilings, tile, attached and detached

garages, private back yard, nicely landscaped,

and more! $340's.

1(: /,67,1*

1101 E Grundy St

Manufactured

home

on

permanent

foundation. Very clean with some updates,

new stove. Great investment property!

Priced to sell in the $60's.

240 Hope Drive

Well maintained 3BR/2BA home situated on 2 lg

lots with 1 car garage & 1 car carport, storage bldg

& more! MBR offers full bath w/walk-in shower.

Siding replaced 2018; Roof, water heater & HVAC

heat pump- 2012; water softener & carpeting- 2017;

replacement windows & doors- 2017. Lg deck with

ramp. Public boat ramp approx 2 miles away. $140's

NEW PRICE

NEW PRICE

PLEASE VISIT US AT

WWW.WEICHERTJOEORR.COM

TO VIEW ALL OF OUR LISTINGS

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CHECK IT OUT

TAKE A LOOK

GREAT STARTER HOME

AMAZING DETAIL

CHECK IT OUT

SECLUDED PRIVATE SETTING

TAKE A LOOK

CUSTOM BUILT HOME

DON’T MISS OUT

MOTIVATED SELLER

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OPEN HOUSE

OPEN HOUSE

Sunday, November 11th from 1-3 pm Sunday, November 11th from 1-3 pm Sunday, November 11th from 1-3 pm

F

ew

people

are

able to walk into

a home, like what

they see and then

pay for a house in cash. In

the vast majority of home

purchases,

mortgages

make the dream of home

ownership a reality.

Getting a mortgage re-

quires research and some

preparation on the part of

borrowers if they hope to

get the friendliest terms

possible.

Homes are substantial,

decades-long investments,

so it’s smart to shop around

to find the best rates and

lenders available. These

tips can make the process

of applying and getting a

mortgage go smoothly, and

may even help borrowers

save some money.

Learn your credit score.

Your credit score will be

a factor in determining

just how much bargaining

power you have for lower

interest rates on mortgage

loans, according to the fi-

nancial resource NerdWal-

let. The higher the credit

score, the better. Well be-

fore shopping for a mort-

gage, manage your debt,

paying it off if possible,

and fix any black marks or

mistakes on your credit re-

port.

Investigate

various

lenders. The Federal Trade

Commission says to get

information from various

sources, whether they are

commercial banks, mort-

gage companies, credit

unions, or thrift institu-

tions. Each is likely to

quote different rates and

prices, and the amount

they’re willing to lend you

may vary as well. Investi-

gating various lenders can

help you rest easy knowing

you got the best rate for

you. Lenders may charge

additional fees that can

drive up the overall costs

associated with getting a

mortgage. Compare these

fees as well so you can be

sure you get the best deal.

Consider a mortgage

broker. Mortgage brokers

will serve as the middle

person in the transaction.

A broker’s access to several

different lenders can trans-

late into a greater array of

loan products and terms

from which to choose.

Learn about rates. Be-

come informed of the rate

trends in your area. Lower

rates translate into signifi-

cant savings amounts per

month and over the life of

the loan. Rate may be fixed,

though some are adjust-

able-rate mortgages (also

called a variable or floating

rate). Each has its advan-

tages and disadvantages,

and a financial consultant

can discuss what might be

in your best interest.

Discuss points with

your financial advisor and

lender. Some lenders al-

low you to pay points in

advance, which will lower

the interest rate. Get points

quoted in dollar amounts

so they’ll be easier to com-

pare. If you’re unfamiliar

with points, discuss the

concept with your financial

advisor.

The vast majority of

homeowners secured a

mortgage to purchase their

homes. Learning about the

mortgage process can help

new buyers navigate these

sometimes tricky financial

waters.

Get the best mortgage

financing deal

R

eal estate can be a

good investment that

helps build wealth

and secure a nancial

future. According to Investo-

pedia, average 20-year returns

in commercial real estate hov-

er around 9.5 percent, while

residential and diversied real

estate average returns of 10.6

percent.

Such guresmay seemtoo

good to ignore for many pro-

spective real estate investors.

But investing in real estate can

be risky, and it’s important

that rst-time investors con-

sider a host of factors before

deciding to delve into the real

estate market.

Current nances

Real estate can potentially

yield big returns, but these

may only materialize after in-

vestors spend ample amounts

of money refurbishing or even

maintaining their investment

properties. Prospective inves-

tors without the capital on

hand to nance repairs or rou-

tine maintenance may nd it

difcult to make their proper-

ties appealing to potential ten-

ants, which canmake it harder

to meet mortgage payments.

Prospective investors who

already have sizable debts,

be it consumer debt or exist-

ing mortgage payments, may

want to pay down those debts

before investing in real estate.

Down payments

According to Wells Fargo,

mortgage insurance does not

cover investment property,

and loans typically require

a minimum down payment

of 20 percent of the value of

the property. So prospective

investors cannot count on

mortgage insurance to nance

their investments in real es-

tate. Investors should not just

make sure they can meet that

20 percent requirement, but

also ensure they have enough

capital left after making their

down payments to address

any repairs that need to be

made. If not, they might have

trouble attracting renters will-

ing to pay enough in rent.

Interest rates

Prospective real estate in-

vestors may be surprised to

learn that investment prop-

erty loans are often subject

to higher interest rates than

those for home buyers bor-

rowing to purchase a pri-

mary residence, says Quicken

Loans. Investors should not

count on getting the same or

better interest rates for their

investment properties that

they did when buying the

homes they currently live in.

Tips for first-time

real estate investors